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Can the Total Pollution Exclusion exclude coverage for damages arising out of fire?

Submitted by Jessica Gregory on 06 Sep, 2022

General Liability Insurance policies may contain an Endorsements titled “Total Pollution Exclusion”. Many of these Endorsements read as follows: TOTAL POLLUTION EXCLUSION ENDORSEMENT Exclusion f. under Paragraph 2., Exclusions of Section I – Coverage A – Bodily Injury And Property Damage Liability is replaced by the following: This…

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Burden of proof on CGL Exclusions

Submitted by Jessica Gregory on 01 Aug, 2022

An insurer has the burden of proof in demonstrating that a policy exclusion applies to bar coverage. See Deshazior v. Safepoint Ins. Co., 305 So. 3d 752, 755 (Fla. 3rd DCA 2020) (If an insurer is relying on an exclusion to deny coverage/ a duty to defend, it has the…

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Medical Bills: Medicare Benefits

Submitted by Phil Wiseberg on 24 Jun, 2022

The issue of whether a Plaintiff can submit to a jury the total amount of past medical bills from medical providers when they are a Medicare recipient rather than the amount paid by Medicare has been a hotly litigated issue in the past few years. The decision in Joerg v.

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