Submitted by Jessica Gregory on 05 May, 2021
The “Fungi/Bacteria” Exclusion in a standard CGL policy reads: [This insurance does not apply to] Bodily injury or property damage arising out of, in whole or in part, the actual, alleged or threatened inhalation of, ingestion of, contact with, exposure to, existence of, or presence of, any fungi or bacteria,…
Submitted by Mariel Weber on 01 Apr, 2021
Per Florida Statute 627.736(10), which explains the Personal Injury Protection (“PIP”) pre-suit process, medical providers often send a Demand Letter to the insurance company notifying them of the dispute and advising that they have 30 days to pay the claim for medical benefits, along with interest, penalty, and postage, or…
Submitted by Jessica Gregory on 25 Mar, 2021
Contractors who sublet out a portion of their work are considered “statutory employers” of their subcontractor’s employees under the Worker’s Compensation Act. See 440.10, Florida Statues. The statutory relationship is not contingent upon the employer actually securing worker’s compensation coverage for the employee. Fla. Ins. Guar. Ass’n, Inc. v. Revoredo,…